Free credit card report Atlanta

There are many reasons to check my credit rating online.  The first free credit card report Atlanta is to make sure free credit card report Atlanta that everything that is listed on your credit rating is accurate.  Most of the datum that is received is accurate, but errors can occur. The second reason to check my credit rating online history is for identity theft.  A credit report will list all of your accounts.  If someone has opened accounts in your name, those accounts will appear on your credit report.  Identity theft is serious.  Victims of identity theft have a very difficult time recovering from the damage caused by people who have stolen their identity. A third reason to check my credit rating online history is to make sure that accounts that have been closed are reflected on your free credit card report Atlanta credit report.  This is important to do before seeking financing on purchases such as homes, etc. check credit rating There are two basic ways to correct an error on a credit report.  The first is to contact party that posted the error.  This would be one of the companies that has issued credit to you.  It is sometimes easier if free credit card report Atlanta the reporting party fixes the free credit card report Atlanta problems for you. If you contact a lender and they agree that an error was made, they can submit a form of correction.  It is important that free credit card report Atlanta you ask for the omission in writing. Its your free credit card report Atlanta responsibility to make sure that the form of correction is received and processed by the credit reporting agency. business credit report free This is a process that can take up to 90 days.  If the reporting party does not submit the form of correction, then you can submit the correspondence from the reporting party to the credit reporting bureau.  Its still important to follow up and make sure that the error is removed from your credit report.

There are many compelling reasons to check your credit report.  Individuals must be the person that is responsible for making certain that their credit report is correct.  Nobody else is going to do this for you, but only you can free credit card report Atlanta check my credit rating online. There are companies out there that monitor your credit report for you; however, this does not negate your own responsibility.  You are the person that knows your credit history best.  Its up to you to make sure that your credit report is correct whether you check my credit rating online. Checking your credit report free credit card report Atlanta should be done on an annual basis if not free credit card report Atlanta bi-yearly.  Stopping credit invasion by thieves takes some time.  The sooner invasion is detected the sooner it can be stopped and corrected.  Most credit reporting agencies provide a free credit report.  Investigate today how to receive your credit report. credit monitoring